Mortgage San Jose California

Mortgage San Jose California and surrounding areas Harmeet Sigh.

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Standard Affordability Amortization Interest Only Refinance Bi-Weekly

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Affordability Calculator


	Use the calculator below to give you an idea of how much of a mortgage you can afford. However, it is meant to be a guideline, not a rule. We have many programs available that can maximize the amount of a home you can afford.


	Desired mortgage amount:


	Mortgage length (in years)


	Interest %


	Annual property tax


	Total monthly payments not including mortgage (car, loans, credit cards, etc).


	Summary


	Monthly Principal + Interest


	Total Monthly Obligations


	Required Salary

Listed below are the basic guidelines of how our industry determines how much of a mortgage payment you qualify for.

1.	Your gross (before taxes) monthly salary should be greater than 28% of the sum of the monthly mortgage and monthly tax payments.

2.	Your gross (before taxes) monthly salary should be greater than 36% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.

Loan Calculators are tools designed to help you. However, I can help you know exactly what you qualify for. Please call me so that I can be of service to you.

866-55-CENTO

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Resources & Tools

Cento Financial Services
4423 Fortran Ct. Suite 134
San Jose, CA 95134
866-55-CENTO
Department of Real Estate License Number: 01523555
Department Of Real Estate Consumer Information: (916) 227-0864